Your cooperative's money, moving both ways on WhatsApp.
Ajoda collects contributions and pays out verified withdrawals for ajo and esusu groups — and every member sees exactly where the pool's money went.
The message every member receives when pooled money moves.
One loop, closed properly
Collect
A payment link lands in the member's WhatsApp. Card, transfer, or USSD — Monnify checkout, settled to the right period every time.
Verify
Before any money leaves, the recipient's account name is confirmed with their bank. No wrong-account disasters.
Disburse
An exco authorizes with an OTP, and a real transfer moves the pool's money — from the bot or the dashboard.
Broadcast
Every member gets the proof: amount, reason, who authorized it, and the transfer reference. Trust, not promises.